After-Tax Investment Return Comparison
Compare two investment options by gross return, withholding rate and term; see net gain and annual net return side by side.
Things to keep in mind
- Withholding rates vary by instrument and term. Fund returns are not guaranteed. Compounding, fees and risk are not considered.
Calculator
Result
Enter the values and press Calculate to see the result here.
About this tool
An option with a higher gross return can earn less after a higher withholding tax. This tool calculates gross gain, withholding, net gain and simple annual net return for two options on the same amount, and the difference (B − A).
How to use
- Enter the amount.
- Enter the annual gross return, withholding rate and term for options A and B.
- Press Calculate.
Notes
Simple interest on a 365-day basis. Annual net return = net gain / amount × 365 / days × 100.
Frequently asked questions
Compare the annual net return rates rather than the net gains.
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Last updated: September 30, 2026