Does military buyback lower the retirement age?

Military Service Buyback Calculator (Turkey)

Calculate statutory Turkish social security military service debt buyback costs per day and in total at the statutory 45% contribution rate.

Onboarding & OffboardingVersion 2

Things to keep in mind:

SGK assesses the final amount using the bounds in force on the application date and each person’s service record.

Calculator

Result

Enter the values and press Calculate to see the result here.

About this tool

Under Law No. 5510 Article 41, individuals who served mandatory military service in Turkey can buy back missing pension contribution days.

Contribution Rate: 45% of daily declared earnings between the statutory floor and ceiling.
Early Retirement Impact: If military service preceded initial social security registration, purchasing days moves the effective registration date backwards by the number of purchased days.

How to use

Enter the number of military service days to buy back (e.g. 540 days for 18 months).
Select your daily earnings basis (floor, ceiling or custom).
Click Calculate to review your total debt payment.

Notes

Daily base bounds come from the rate package and are renewed annually. Eligibility and personal service records may affect the final days or cost.

Rates used3 parameters

Rates are valid as of October 1, 2026.

SGK prime esas kazanç günlük üst sınırı (tavan, TL)
TRY 9,909
Effective from
January 1, 2026
Source
5510 s.K. md. 82 (7566 s.K. md. 24, RG 19.12.2025/33112, yürürlük 1.1.2026: "7,5" → "9"); SGK 2026 prime esas kazanç tutarları: günlük üst sınır 9.909,00 TL, aylık 297.270,00 TL
Last reviewed
October 1, 2026
SGK prime esas kazanç günlük alt sınırı (TL)
TRY 1,101
Effective from
January 1, 2026
Source
5510 s.K. md. 82; SGK 2026 yılı prime esas kazanç tutarları (SGK Genelgesi 2026/2): 1/1/2026-31/12/2026 günlük alt sınır 1.101,00 TL, aylık 33.030,00 TL
Last reviewed
October 1, 2026
Diğer hizmet borçlanmaları prim oranı
45%
Effective from
January 1, 2026
Source
5510 sayılı Kanun md. 41; 3201 sayılı Kanun md. 4; SGK, 5510 Sayılı Kanuna Göre Borçlanma
Last reviewed
October 1, 2026

Yes, if military service occurred prior to your first social security insured work date.

Military Service Buyback Calculator (Turkey)

Calculate statutory Turkish social security military service debt buyback costs per day and in total at the statutory 45% contribution rate.

Onboarding & OffboardingVersion 2

Things to keep in mind:

SGK assesses the final amount using the bounds in force on the application date and each person’s service record.

Calculator

Result

Enter the values and press Calculate to see the result here.

About this tool

Under Law No. 5510 Article 41, individuals who served mandatory military service in Turkey can buy back missing pension contribution days.

Contribution Rate: 45% of daily declared earnings between the statutory floor and ceiling.
Early Retirement Impact: If military service preceded initial social security registration, purchasing days moves the effective registration date backwards by the number of purchased days.

How to use

Enter the number of military service days to buy back (e.g. 540 days for 18 months).
Select your daily earnings basis (floor, ceiling or custom).
Click Calculate to review your total debt payment.

Notes

Daily base bounds come from the rate package and are renewed annually. Eligibility and personal service records may affect the final days or cost.

Rates used3 parameters

Rates are valid as of October 1, 2026.

SGK prime esas kazanç günlük üst sınırı (tavan, TL)
TRY 9,909
Effective from
January 1, 2026
Source
5510 s.K. md. 82 (7566 s.K. md. 24, RG 19.12.2025/33112, yürürlük 1.1.2026: "7,5" → "9"); SGK 2026 prime esas kazanç tutarları: günlük üst sınır 9.909,00 TL, aylık 297.270,00 TL
Last reviewed
October 1, 2026
SGK prime esas kazanç günlük alt sınırı (TL)
TRY 1,101
Effective from
January 1, 2026
Source
5510 s.K. md. 82; SGK 2026 yılı prime esas kazanç tutarları (SGK Genelgesi 2026/2): 1/1/2026-31/12/2026 günlük alt sınır 1.101,00 TL, aylık 33.030,00 TL
Last reviewed
October 1, 2026
Diğer hizmet borçlanmaları prim oranı
45%
Effective from
January 1, 2026
Source
5510 sayılı Kanun md. 41; 3201 sayılı Kanun md. 4; SGK, 5510 Sayılı Kanuna Göre Borçlanma
Last reviewed
October 1, 2026

Yes, if military service occurred prior to your first social security insured work date.

Military Service Buyback Calculator (Turkey)

Things to keep in mind:

Calculator

Service and Contribution Options

Result

About this tool

How to use

Notes

Rates used3 parameters

SGK prime esas kazanç günlük üst sınırı (tavan, TL)

SGK prime esas kazanç günlük alt sınırı (TL)

Diğer hizmet borçlanmaları prim oranı

Military Service Buyback Calculator (Turkey)

Things to keep in mind:

Calculator

Service and Contribution Options

Result

About this tool

How to use

Notes

Rates used3 parameters

SGK prime esas kazanç günlük üst sınırı (tavan, TL)

SGK prime esas kazanç günlük alt sınırı (TL)

Diğer hizmet borçlanmaları prim oranı

Things to keep in mind:

Calculator

Service and Contribution Options

Result

About this tool

How to use

Notes

Rates used3 parameters

SGK prime esas kazanç günlük üst sınırı (tavan, TL)

SGK prime esas kazanç günlük alt sınırı (TL)

Diğer hizmet borçlanmaları prim oranı