Consumer Loan Interest KKDF and BSMV Calculator

Calculate 15% KKDF and 15% BSMV on general-purpose bank consumer-loan interest.

Things to keep in mind:

For general-purpose bank consumer-loan interest only. Qualifying mortgage finance and statutory exemptions may have different treatment.
Vehicle, commercial and other purpose-specific credit can have different rates or exemptions.
This tool does not calculate installments or determine a lender's interest base or contract-specific method.

Enter the values and press Calculate to see the result here.

This calculator applies KKDF and BSMV separately to the interest base you enter, using the published rates for general-purpose bank consumer loans.

Enter the interest amount (not principal). The calculator estimates KKDF, BSMV and interest including these charges.

Rate sources are the Turkish Revenue Administration KKDF table and Presidential Decision No. 7345.

Rates are valid as of October 1, 2026.

Things to keep in mind:

For general-purpose bank consumer-loan interest only. Qualifying mortgage finance and statutory exemptions may have different treatment.

Vehicle, commercial and other purpose-specific credit can have different rates or exemptions.

This tool does not calculate installments or determine a lender's interest base or contract-specific method.